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1. If one's gold properties are less than the Nisab, according to the Hanafi Juristic School, the value of gold may be added to the value of silver currencies, coins, and banknote so as to complete the minimum amount counted for Zakah. Once the total reaches the Nisab, Zakah falls due.
    

2. Debts owed to or by the payer of Zakah should follow the rules governing Zakah on debts.